Tree Fell on House: 7 Steps to Save Your Roof & Home
A tree falling on your house can be a traumatic experience, causing significant damage and leaving you unsure of what to do next. While it’s a situation no homeowner wants to face, knowing the steps to take can make a big difference in mitigating the damage and ensuring your family’s safety.
This guide will walk you through seven crucial steps to save your roof and home when a tree falls on your house.
1. Ensure Safety First 🦺
When a tree falls on your house, your immediate priority should be ensuring the safety of everyone inside.
Evacuate the Premises
If the tree has caused significant damage, such as a caved-in roof or broken windows, evacuate the building immediately. Find a safe spot outside, away from the structure, to avoid potential hazards like electrical wires or gas leaks.
Call Emergency Services
Contact local emergency services to report the incident, especially if there’s significant structural damage, injuries, or potential fire hazards. Firefighters and police can help secure the area and provide guidance on the next steps.
Shut Off Utilities
If it’s safe to do so, shut off the main utilities—electricity, gas, and water—to prevent potential fires or further damage. If you smell gas or suspect a leak, evacuate the area and call your gas company immediately.
2. Assess the Damage ✅
Once safety is ensured, the next step is to assess the extent of the damage. However, this should be done with caution.
Professional Inspection
Avoid the temptation to inspect the damage yourself, as there could be unseen dangers. Instead, call a professional to conduct a thorough inspection. Structural engineers, roofing experts, and arborists can provide a detailed assessment of both the damage to your home and the condition of the fallen tree.
Document Everything
Take photos and videos of the damage from a safe distance. This documentation will be crucial for insurance claims and any legal proceedings that may follow.
3. Contact Your Insurance Company 📞
Inform your insurance company about the incident as soon as possible. Timely reporting can help expedite the claims process.
Understand Your Policy
Review your homeowners insurance policy to understand what is covered. Policies typically cover damages from falling trees, but there may be specific conditions or exclusions.
File a Claim
Provide your insurance company with all necessary documentation, including photos, videos, and the professional inspection report. Keep a record of all communications and follow up regularly to ensure your claim is processed efficiently.
4. Remove the Tree Safely 🌳
Removing a fallen tree from your roof is a job for professionals. Attempting to do it yourself can be dangerous and may cause further damage to your home.
Hire a Tree Removal Service
Contact a licensed tree removal service experienced in handling large trees and complex situations. They will have the equipment and expertise to remove the tree safely without causing additional harm.
Coordinate with Your Insurance
Ensure that the tree removal service coordinates with your insurance company. Some policies may cover the cost of tree removal, so it’s essential to confirm before proceeding.
5. Temporary Repairs 🧰
While waiting for permanent repairs, take steps to prevent further damage to your home.
Tarp the Roof
Cover any holes in the roof with waterproof tarps to prevent water damage from rain or snow. Secure the tarp tightly to ensure it stays in place during adverse weather conditions.
Board Up Windows
If windows are broken, board them up to keep out the elements and deter potential intruders. Use plywood and secure it well to withstand wind and rain.
6. Plan for Permanent Repairs ðŸ§
Rebuilding and repairing your home will require careful planning and coordination.
Hire Qualified Contractors
Work with licensed contractors who specialize in roof repairs, structural repairs, and other necessary renovations. Verify their credentials, read reviews, and ask for references to ensure quality work.
Obtain Necessary Permits
Check with local authorities to determine what permits are required for the repairs. Your contractor can often assist with this process, but it’s essential to ensure all permits are in place before work begins.
Create a Timeline
Discuss the repair timeline with your contractors and insurance company. Having a clear schedule can help manage expectations and reduce stress during the rebuilding process.
7. Prevent Future Incidents 🚫
Once your home is repaired, take steps to prevent future incidents and protect your property.
Regular Tree Maintenance
Keep trees on your property well-maintained by hiring an arborist to inspect them regularly. Remove any dead or diseased trees, and prune branches that could pose a risk to your home.
Install Windbreaks
Consider planting shrubs or smaller trees as windbreaks to reduce the risk of larger trees falling during storms. Consult with a landscape professional to design an effective windbreak that complements your property.
Strengthen Your Roof
Invest in a sturdy, impact-resistant roof to better withstand falling debris. Modern roofing materials offer enhanced durability and can provide added protection against severe weather conditions.
Learn More About Your Insurance Coverage for Your roof
A tree falling on your house is an overwhelming experience, but knowing the right steps to take can help you manage the situation effectively. Prioritize safety, work closely with professionals, and stay in constant communication with your insurance company to ensure a smooth recovery process.
For more personalized advice and support, consider booking a consultation with our experts at Built Right Roof. We’re here to help you safeguard your home and handle any emergencies with confidence. Contact us today for roof repairs and insurance support!
